For any of these real estate funds that have guaranteed rates of returns for set periods I would want to understand how my investment is secured.

I think there were very very very few people who thought interest rates would go from 3 to 8% in about a year. 

Proximity to Nashville is key—properties within 5-15 minutes of the city tend to attract more guests, but a nicer home 20-30 minutes away could provide more value in the long run.Make sure to research short-term rental rates in both areas to determine which offers the best return.

Quote from @Jaedon Stout: @Matt Ridenour yes the major Banks are the best especially for no doc funding and lending to start ups with great promotional rates.

Higher interest rates on conventional loans may result, as the government backing currently helps keep rates low.

Maybe get 0.5% but your rate is going to be a lot higher.

I added a clause in my leases saying that if electric rates and/or usage goes above XXX, there will be an increase.

Hey Jeff without knowing any details everything is what you are able negotiate. but you have to take in account the years interest rate and purchase price and what kind of cash flow.I will say get a mentor if you’re inexperienced these kind of deals can go left if you really have little knowledge when it comes to structure .

That moratorium is supposed to be temporary.Mind you, while the US used to have (some of the) lowest interest rates in the world for the last 15 years, this is no longer the case and the US actually has some of the highest interest rates in the world nowadays and that doesn't look to change any time soon.

You likely deserve more credit then you're giving yourself.With things being unfamiliar, they seem more difficult than they are.You will need to base your decisions on forward projections like the ARV, rent rates and renovation costs.