Hi James, Your best bet is to search Google or BiggerPockets for hard money lenders in your area.However, you can also contact private money lenders directly and shop around for the best price yourself. 

Just have to shop and watch that. 

I don't see how that's not a perfect opportunity for a new investor.Is it better to shop where houses go over the asking price? 

Our company does not work on the North Shore, but if you personal message me with your town, I will send you the name of a good shop around you.Enjoy your travels!!

Big developers where not investing as much anymore, land flippers where left with unwanted inventory and if you for example now wanted to do an agricultural business and bought land in some places, the math would never makes sense.The good thing is as you mentioned some small towns are thriving because of the expat presence, similar to what happens in the US with "gentrification" the expats attract the digital nomad crowd that works from the beach, surfs, love great coffee shops and restaurants etc.

Residential units rent for $1075 each, ground floor pizza shop for $1100 so total cashflow is about $3,300. 

Shop your mortgage. 

In other words, have your ducks in a row for the refinance (usually 2-3 weeks for a DSCR cash out refi) and then start shopping.

Have you checked out the resources through the Short Term Shop? 

I read everything I could about automotive facilities; spoke with brokers who had been involved in transactions in these type properties, and attended meetings, conferences, and joined associations of automotive repair shop owners4.