You have to remember the reason for the seasoning requirement which is to scrutinize deals that look like mortgage fraud (property bought at one price and sold at a higher price in a short time).

It would bite you in a default situation where the borrower finds a lawyer that scrutinizes your deal and picks you apart for non-compliance.

on my POF, i always black out pretty much everything except the balance...it's not their business the name on my account, or what my other transcations are....maybe things are scrutinized more heavily in crazy cali...

In today’s market of appraisals being scrutinized as much as they are an agent isn’t going be get an overpriced contract through the closing process.

You can get a preapproval from your HML, but expect to be scrutinized more than a buyer with 1) actual cash, or 2) a preapproval from a traditional lender.  

If they decided to scrutinize such a deal, they would look at the facts and circumstances of what is being done and determine if any direct or indirect benefit has occurred.  

By scrutinizing each unit type's vacancy rate, you can identify areas of opportunity.

Had we called 24+ hrs before the auction, the accepted offer would have been scrutinized by the bank and/or trustee lawyers, and auction would still happen on-time...If anyone ever had a similar experience - please share....

While most won't scrutinize a contract, some do, if it's screwy or unconventional, you can have issues that haunt you without you even knowing it or you may find out later too.

I don't really have a desire to deviate from my past method but I wanted to throw it out there for BP members to scrutinize, to see if I was looking at this the wrong way or if I was missing something.