Do personal returns have higher audit rates than entities overall? 

My properties average 4.9 star cleaning rating, which is hard to accomplish given how petty some guests can be.

I started off doing long distance BRRRRs until the rates went up.

Chicago is a lower appreciation market but with the trends we've been seeing with increased rates of hurricanes on the east coast and fires in the west, I do think long-term we will see some migration to the Midwest.

Nobody knew interest rates were going to go  shoot up (and nobody knew we were going to face a global pandemic).

Given the fact that the Baby-Boomer generation is retiring and interest rates are high (making a buyer's market) I should be in a good place.

This decision has been made due to record-high interest rates and the worst Real Estate economy since 2008.

Cash flow is definitely the biggest challenge; both in terms of finding properties to buy that cash flow with a loan on them and just company wide given interest rates and labor/material is up and, at least where I'm at in Jackson County, MO, taxes are way up too. 

Best bet is to try local and credit unions, possibly may have some programs for better rates.

CO states single dwelling (converting to a 2fam will cost upward of $100k- not an option).If I hold out- the property will have net profit of $600- possibly more if I refi again to bring my rate down.