Truly.....odd.The insurance industry can and must, to one of your points, do better to educate clients on the underlying principals, mechanics, and ongoing use of policies designed for IBC. 

I can’t at the moment but in the next year or two i’ll be able to pay the principal down quicker . 

I get the $25,000 to $50,000 Option fee for my pocket, and I can buy another property, plus I get about $8,700 a year in cash flow and the principal pay down and the equity capture and the tax write offs.

If banks didn’t have fractional lending they would not give mortgages either as with inflation you lose money over timeFor example:Take $1M as an example of a portfolio and put it at 7% seller financed vs putting it into an investment that gets 6% but doesn’t pay your principal back and is taxed at a much lower rate and see how big a difference that isRoughly $1.4M interest vs $1.8M and taxed at 15% less rate it makes a huge difference.

Hell, even 1% appreciation on an $820K house is $8000 a year, plus the what, $5K (minimum) in principal payment annually?

You still get principal paydown, tax benefits, and appreciation. 

Smith, RA - Principal Architect at Architect Owl PLLC (Licensed in NY & CT) 

Please take time to read the stories posted here and in the syndication thread of discontinued distributions, lack of updates, loss of principal, phony syndiators pleading guilty to Ponzi schemes, etc.

That is their job after all as they act as a fiduciary principal to the borrower.

If short sale sale due to reverse mortgage or foreclosure then the borrower/principal homeowner per HUD [the foolish sponsor of the conniving manipulative reverse mortgage industry that is out to take homes from remaining Baby Boomer seniors & elders so younger families can purchase the homes instead while those seniors and elders are placed into senior living centers etc.