Thanks in advance. if it were me i would buy something i can house hack but the above is really very limited information so it really will boil down to personal preference.

Anyone who is interested I’d be happy to share a quick survey to help narrow down your preferred investment types / interests.

I am thinking since it is only a 2 bedroom this may be a better choice versus trying to find a smaller family to rent it out too.

You might spend between $5,000 and $20,000 on furnishing the unit, depending on your choices.

Seems like a lot of folks prefer SFH, but I bought a Townhouse because it seems like it is easier to maintain (HOA covers external, landscaping, and neighborhood amenities).

Alternative Financing OptionsIf you and your partner prefer joint ownership from the outset, consider these alternatives:Conventional Loan: Purchase the property together with 20% down (or 15% for multifamily in some cases).

Here's the handbook link https://dca.georgia.gov/housing-choice-voucher/landlords/geo...I strongly urge you to consult an attorney.

Eugene could be a great choice for STRs with the university driving consistent demand with college kids + family, and Portland offers year-round potential with its already strong market for both MTR and STR.

Keep in mind this will be at a much higher rate than your current 3.2% interest rate, so I'm not sure if paying off the existing loan is a great choice.

But some of it will come down to personal preference.