Most people who advertise credit repair are just an agent for the real company that does the repair. 

Which is not easy for possible for many people (like your husband).Once you really know what to do, the risk level drastically reduces.

While you're reading, watching videos, talking to people online etc always have some way of taking notes.

Wholly agree, we're trying to help people.

I hope people get the point that you worked hard to earn the $2 mil and invested it wisely, you didn’t just get rich overnight from real estate.

What the heck is the matter with people?

This is a great place to learn and to connect with people so take advantage of all the great resources.

Realistically, to make the business work, they are hoping all the people who are using the "free services" to eventually go into banking where they can collect fees for anything bank related.

Cities and communities are also cracking down on people using homes for this.

Many of the people that come are members of Lifestyles Unlimited so they sometimes talk about upcoming events for members only, but the meeting is open to everyone and they share some excellent information.