The better your nurture and follow-up game, you may be able to get higher conversions, but also, the higher your ad spend, the more non-qualified leads you get.

These are not smooth transactions, They carry a lot of risk.

It changes your mindset and the way you carry yourself, your choices, and how you invest.   

Policies don’t carry as much in “fees”, but there are insurance costs.

The safe route is to save up the money first, but investing does carry risk and everyone has a different level of risk tolerance.

Maybe carry back a balloon for 5 years?

When I asked why, I think I understood them to say they included the depreciation for both years on 2023 and there is a carry forward of losses ($13k).  

Hi Jason, The first time home-buyer program would apply if your wifes income was able to carry the loan from a debt to income ratio standpoint.

Look at new construction triplex/duplex condo sales in the heights areas, subtract carrying cost over build timeline, materials, labor and construction costs, what their desired profit in heights deals would be and that would leave you with approximate acquisition cost of the lot. 

See the below example for a fix-and-flip:Purchase: $100Rehab: $30ARV: $170Before carrying costs and commissions, you would generate $40 in profit on $130 invested with all cash (~31% ROI).