Highs in the 15s and lows will be 0 this week. 

In my state i have no such requirement on security deposits but i question the feasibility of doing this as well as how will anyone know as long as you have the means to pay the tenant their deposit when they move out. most banks charge for low balance accounts.  

Hi @Dave Tab yes for the low money down loans as far as I know you need to be able to show you are occupying the property.   

.- Tenant submitted a work order for low water pressure in 2 bathrooms- Tenant submitted a work order because the garage door doesn't close all the way and left a 2-3 inch gap at the bottom- Owner initially refused to address either work order- Owner demanding the tenants place furniture pads on each piece of furniture- Owner calling multiple times to speak through the work orders, asking when they've been scheduled, calling a couple days later requesting the invoices- Owner calling because they want to access their storage in the basement so they can remove several pieces of furniture being stored- Owner now emailing requesting multiple property inspections throughout the lease cycle- Owner questioning my experience and relative PM knowledge because I'm not following up with her in a timely manner (the following day after the work order)Keep in mind, this is 2 weeks after the tenants had moved in and the tenants are very happy in the home.This is something we see on a regular basis.

Keep in mind that this is also a very tough time to be entering the market as an agent because the inventory is so low.  

Investors tend to buy more often then regular home buyers BUT if your area the investor price point is low you would have to do a crap ton of sales to be close to regular sales.In commercial if you love working with numbers you can usually just work weekdays during the daytime and no weekends.

Second, the insurance is $1.5k which seems to be low as well. 

And it's a rather low bar to get over for anyone wanting to continue to wholesale. 

HELOC's are good if maybe you don't have a deal, but want to keep the money ready to use and the property has a low rate that you don't want to lose. 2.

Got into the home with a low down payment , made repairs, rented and refinanced to pay off line and eliminate the PMI.