I'm a native of Phoenix, AZ and have been investing for about 3 years now.

The test isn't that hard. I

How hard is it to finance?

They all use hardi-plank for construction ( at least all the major builders here do).

And before anyone starts harping, I'm a CA native who lives in CA.From a numbers standpoint, CA, and again especially Southern CA, is difficult to find good deals.

I am a native of the Northern Virginia area and I am currently a landlord.

The comment about the investor making all that money ($30k) while you need to make up all of your costs and the investor 'just drives around and talks on the phone which isn't that hard' (i didn't go back and copy it exactly) misses the part where the investor is also risking quite a bit of his own capital (or his other investor's capital, thus their money and his reputation) on a deal that hopefully makes him a good buck.

But, I feel ones time is better spent working at a job that relates to the field he or she wants to enter.The days of "working hard" is long gone.

I am a NY native.

And I'm referring to how hard it is to do a lot of stuff unless you are native Kiwi.