And while yes, no one has the same pricing (combination of factors), I also continue to check on a regular basis our rankings and how we "present" on total costs per stay vs. our competitors.My gut says there is price creep and we might have a ways to go before the market really corrects.

Rate will be highly dependent on loan size, credit score, LTV, location, and property type, as well as a few other factors.

We then lease the property on a 3-year lease with the option to buy and the tenant buyer gives us a $4000 option fee to buy the property for $260,000 within the next 3 years.

Its normally fee service providers who are the greatest advocates of the program, whether it be agents, PM's, coaches/gurus. 

We set the purchase price at about 10% higher than todays value and we don't have to pay for realtor fees or closing costs when we go to sell the property.

We measure against 15 different factors.

They can only collect the admin fee which is roughly $150/yr.  

He was a really nice guy, but didn’t seem to know many of the details regarding fees.

Your relo benefits will likely govern this decision more than other factors.

You’re absolutely right—speed is such a critical factor in securing deals, especially in a competitive market.