I'm also intrigued by the Shovler.com app, but I fear being left hanging in the event of a big snowfall.

We are looking into partnering, but before that can happen I’m trying to see how can we go about the renovation do we have to use our own money, heloc, or etc.

We are going to create a vibrant experience for our Guests!

It is also helpful because we are Realtors and real estate investors and it provides a cushion for months that are leaner than others.

We are a company of investors for investors so we would be excited to help you - whether speaking to RE agent, getting you connected locally with networking opportunities, putting you on a series of helpful emails that help you know what to look for in PM, self-managing, etc.

It may be too late.yup stop payment.. also for future reference if you cant pay cash for these kind of educational events don't do it.how are you going to do business if you have to charge this to even get started.. this is the very thing that really bugs me about the real estate education sector in the US>. talking people to go into credit card debt when they know full well only 10% or less of folks that try this or any kind of wholesaling / flipping/ notes / lending etc will do anything .. and especially if you have no capital.

I love that you have specific goals for 2025 - I believe if we think it, write it, say it, and share it our goals are 10x more likely to come to fruition.Are you able to do option 2 and just house hack a 2-4 unit building and use a renovation loan which allows you to put down 3.5-5%I highly suggest getting to some local chicago meetup groups (we have an in person one on the 17th)...here is BPs list: https://www.biggerpockets.com/forums/521-real-estate-events-...I also have a full list of the chicago meetups that I can share with you too if that'd be helpful.

Another work around that isn’t discussed much is working on a strategy with your insurance company to protect your other assets in the event of a claim.But also, it wouldn’t be a bad idea to consider getting the financing into your LLc name with a community bank and pulling cash out if you have substantial equity.Right now, since the loan is in your name, it shows up on your personal credit report.  

Going to local RE events and finding other MTR investors in your area can help as well

You are allowed to charge for ALL damages beyond ordinary wear-and-tear.