I never take them up on this offer as they are not insured and they could hurt themselves or cause damage to the property or someone else.

It’s obviously leaning heavily and one already fell and damaged property.

Not looking so much for damage to the rentals, but to cover injuries should someone get hurt on the property.

Same vein for "Social Security Records' initial post too - I would move to another lender - DSCR Loans are standardized enough between lenders (probably around ~90%) so at best these are mild stretched truths but in my mind do a lot of damage to the industry and investors/borrowers because it creates confusion and uncertainty 

Her work in this way again is not influenced at all by if it is an LLC in her name, your name, or both - it is based on actual hours worked.IF and AFTER you meet the above tests, you need to prove that you materially participate in your RENTAL trades or businesses, generally this is at least 500 hours per year, but there are other tests as well.If you qualify for all of the above, now you can use tax losses from rental real estate to offset W-2 income. 

The only thing that comes to mind may be insurance-related, so I'd recommend speaking to your insurance broker to see if the cost may be different due to fire damage could damage more units at a time.

This could influence whether equity partners or certain types of financing will work better for you.Once I get these details, I’ll be in a better position to pass the info along and connect you with the right person.

I found all sorts of things to reference for an eviction including excessive damage to the property, signs of an animal, lack of yard maintenance, oil spill on driveway, smoke detectors removed, the unit smelled of smoke, appliances that came with the unit moved off site ect... 

Repairing water damage and fixing broken items is the bear minimum for a landlord.

Quote from @Kathleen Park: I recommend you educate yourself on "ordinary wear-and-tear" vs damages, depreciation, and your state laws.Do yourself a favor: buy "Every Landlord's Legal Guide" by NOLO.