Of course yes I agree this is a business for goodness sake not a charity debt seeking organization in the first place. 

The other ones are into their Funds and from this experience, i dont have much hope to recover the initial capital.

I typically make my initial offer at 75% of my MAO.

I've been in Lisbon for around 4 years - initially travelling between London and Lisbon before settling.  

I am also in Northern Colorado and thinking of first wholesaling to build some initial cash and then BRRR.  

My initial thought was that the tenant would sign the lease with the corporation signing a lease guarantor agreement.

Based on our comps and some repairs I already know about I listed it with an initial price of $485k.

Alternatively, you could take a loan against your 401k for that initial amount.Once you’ve secured the property and paid the 5%, you can then work with a private money lender (PML) to close on the property once the deed is ready. 

Be prepared to use initial capital to get in contact with leads and market.

SFR will initially produce zero income (unless you rent rooms or until you move out.)typically investors that consistently buy multiple homes a year are experienced in the REI game with lots of connections and access to cash. not always. but more often than nothappy to discuss your investing goals more