It took another month to to have it changed to the proper account.

Income verification and the bank pulled my Debt to income ratio. 

I can come up with the $30k but I'm estimating about 50K in reno costs and have no idea yet how to to obtain that money.  

In this scenario, I would want to see some type of verification from the buyer that they have funds to make the down payment and execute the rehab.

If they are VERY professional, they will have their processes in writing as verification that it is enforced equally and fairly by their entire staff. 6.

Hi Bigger pocketsI've called two property management companies to verify references listed on an application, however they won't release ANY information to third parties.  They said the applicant can contact them to r...

Originally posted by @Aaron Klatt:From what you've said about not wanting to drop 30% of your income on primary residence it sounds as if you have made your decisionSo either way we weren’t planning to to buy the larger home right now, only because we felt it might hinder our investment growth.Now, you got me thinking if I need to think “big picture” to focus on locking down our long term primary residence with favorable rates.The no down payment and no PMI is what’s got my attention.

I only wish I was confident I would be able to refinance since I'm self employed without the W2 income verification conforming banks require.

What kind of paperwork do we need, who should I talk to to get it?

That´s silly, if you want to to talk real estate you can send me a colleague request.