@Cody Caswell there's several things to ask about here that might not be answerable in a forum:- Why do you need an FHA loan?

The process of buying, getting a loan and settling to closing was extremely smooth.

Hello all,
I'm looking to buy my first multi-family. I have a large lump sum saved in an investment account for down-payment and any additional costs. I currently have no debt and make under $100k a year. Because of ...

We've worked with local banks and been able to finance the three we own without any issues.I don't necessarily know if it's "beginner" investor friendly but you'll learn everything you need in the bootcamp which is the gold standardWe get loans with 3-7 year balloons and 25 year amortization typically

A self-directed IRA or 401k can be a great vehicle for loaning money to others without getting hit with taxes on the interest income.

If you have a loan, you may wish to look into due-on-transfer clauses.

Also, have you looked into DSCR loans for the refinacne portion?

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

So it's a loan....You just detailed a loan. 

I would suggest reaching out to owners of multi family who have no loan on the property.