But we've experienced a huge change in underwriting for non-qm style products, and anything over 5 units is severely delayed. 

I live in a 1 bdrm apartment style ADU(Granny unit) on my friends property which I've been renting for a little over 2 years.

I figure resort style food from off the land nature experience.

Hey Everyone Im Mike T.

Golf courses rent golf carts every day and don t suffer from lawsuits!

Hello,I submitted an offer on a 3b/2.5ba, 1990sq ft duplex style townhome (single unit, not both) in western Washington and my offer was accepted at $427k.

There are handful of DSCR lenders (mainly commercial style lenders) that do not report these loans on personal credit.

Disclosures: this post is an anecdote about a Raleigh NC property for illustration purposes; the numbers presented are actual numbers from my Quickbooks report; the Rent-O-Meter price, T-Bill rates (in the links), taxes, insurance, and PM fees will change over time. 

I asked the tree guy if it was raining, he said "no" and that "...these people are sh#t".

The only time you need to worry about a refinance or a "Change" in occupancy is if the loan is an FHA, VA, DPA (Down payment assistance) program, Fannie/Freddie Home style that you have lived in less than 12 months.