Is there a way to transfer the loan agreement to my name or try some owner financing/selling strategy?

Either way it would be a grey area, selling a house with a different amount of units/bedroom/bathroom seems extreme though. its an auction site, I have seen auction sites miss the fact there was additional lots in a sale.

If the deal goes south and you have next to zero money in the deal, selling a short sale or walking isn't as risky for you since you aren't losing much.

We lived in the property for 2 years and rented for 2 years to tenants, so by selling now, we ensured that we could avoid capital gains taxes.

@Marie Thomas: Yes, it's like selling pizza by the slice, so both renter & investor get more for less. 

Exit Strategy: What’s your plan if you can’t refinance or sell the property after 24 months?

Accountability groups are a big selling point for me in this years BiggerPockets Momentum 2025 cohort.

Here are a few ideas to explore that might help you get closer to homeownership in San Diego without selling:Cash-Out Refinance:Refinancing one or both of your El Centro properties could free up additional cash for a down payment without selling.

I am planning on selling my Condo in Tulum, and looking to buy a fixer upper in westchester.

Not when I can build a home and 9 months later sell it and make 100k even after tax thats 60k and basically a double your COC so rentals at small deltas just dont really do it for us except tax breaks but I dont like to let the tax dog wag the tail.