Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.

Quote from @John Mason: Other opinion :)  https://www.biggerpockets.com/forums/12/topics/1196948-negat... 

I also want to payoff the property to reduce my debt liability and make it easier for my family to deal with should anything ever happen to me.Are there any negatives to paying off the SBA-HEDCO property loan now?

Point is cash flow (positive or negative) can be inconsequential compared to the appreciation assuming you do not need the cash flow to pay the bills - cash flow is taxed, appreciation is tax deferred and can be avoided.I put forth effort to keep my RE investment significantly leveraged.

But I know Chicago winters too well, and the last thing I want is to calculate cash flow and returns on summer rent to have it turn negative come January.

Would love to know if anyone has had positive or negative experiences with turbotenant?

I'm not THAT person that posts negative reviews.

Just remember: most negative reviews are written by problematic tenants.

At current valuations and rates, after the high LTV refi to extract value the properties have huge negative cash flow in virtually every market.  

We want to push that number higher.Redfin  reports an NPS of +50 , reporting that it’s score is “...50% higher than competing brokerages.”Only 1.2% of customers have left a negative review.