.: @Robin Simon I’m looking to put at least 5% down in a loan and use a larger portion of my capital to buy down the interest rate to take off a couple of points.

Then you could keep an eye on the larger house you're renting out - or vice-versa. 

They have an option for a smaller flat fee with per-transaction fees, and then they have a slightly larger flat fee with unlimited transactions. 

But cat pee soaking into the floor is damage, failure to clean up liquids or other gross things, I'd rather not go into. 

.- Rental loss - PadSplit claims they collect 97% of rents, but I've spoken to a few hosts who have said that a much larger % of their tenants get kicked out owing $500 or more in back rent that is rarely ever collected - what's your experience been here?

In your case looking to larger assets where you can effeciently cost segregate to gather bonus depreciation would be a smart move.Appreciation - Where in the country is the asset class you like growing or going to be growingAmortization of the loan - What sector or even region if you look locally for funding, is going to offer the most favorable lending so that less goes to interest expense and more to pay down of principle.Have fun with a spread sheet comparing these 4 returns from your investment with the type and location of assets you find attractive. 

NOTE: A lower OER indicates a more profitable property as a larger portion of the income is retained after covering operating costs.Hope that helps!

We'll see in a year's time where they're at.Why would you go for a larger DP? 

Recent renovated comp was larger, but on a PSF, we would should have made over $100k.  

I also need to liquidate in order to afford to purchase a new primary.