I recall reading about it in CNBC...The quest for solid returns in our current market might feel daunting with interest rates where they are, but the good news is.. if you find the right deal and set clear criteria.. like a minimum cash flow target, or a plan for eventual refinancing.. your numbers can still work out.

Excited to see where you put that equity next—what’s the plan for reinvesting? 

Requires a self-employment component (even part-time business qualifies).Since you want more control over your investments and possibly plan to use leverage, the Solo 401(k) seems like the better fit—provided you qualify with some form of self-employment.

However, the Garn-St Germain Act lists nine situations in which due-on-sale clauses are notenforceable, including some transfers that may be relevant to your estate plan.

Planning for property management, scaling strategically in one market, and being conservative with financing can also help avoid costly mistakes.If you're considering out-of-state investing and need insights on markets, property management, or financing, DM me and I’ll point you in the right direction!

While margin accounts exist for stocks, they're typically more expensive and risky.🤝 A Place for BothHere's the thing - it's not really an either/or situation.

If purchasing new real estate as part of your reinvestment, a cost segregation study can maximize depreciation deductions, offsetting future taxable income.For effective planning, assess how the sale price is allocated between real estate, tangible assets, and goodwill, as this determines the tax treatment.

I'm planning to use that money for a downpayment  to buy a multifamily where I would live in one side and rent out the other side. 

Also ask, when you submit the plans does the city give a hard time on all the stuff or just a couple things. 

You can finance it with an FHA loan (3.5% down) or a conventional loan (5% down) if you plan to live in the property.