Communication is always key.Even if things aren't going as planned.Granted, I have also witnessed many unrealistic expectations and got blasted for "communicating" every nut and bolt to an investor.So it can be a fine line

Absent that, the investor is fine...they have $0 invested in them.

Please advise what steps I need to take to avoid fines or imprisonment as stated in attached leter.

I’m fine with buying land first if approved for a land loan.

I’m fine with buying land first if approved for a land loan.

Don't fall for their scams, read the fine print and learn about the fee structure.

I’ve definitely seen this, or rather one part of the bank saying it should be fine and the back office part having a different trip wire for return.Doesn’t mean the tenant didn’t cut it awfully close but I’d let it go as long as it was resolved immediately and the tenant paid any overdraft fee.

I'm fine with this being 25 year pursuit as I do love my job(s).

Quote from @Shane Baganz: Most landlords would do fine with a spreadsheet.

Btw, right now I'm still using a self-built Excel spreadsheet that works just fine for me.