They then missed out on several more years of growth because they got out of the game and waited on the sidelines for things to look better. 2010 to 2012 was the period that cash investors were the players or those with IRA keep in mind investor loans were still basically non existent in those years for all those expect very well to do Investors beginners were not getting investor loans. 

DSCR loans are not that low and regular hard money loans will be in the double digits.

On October 31st Blue Metrix reached back out and said they weren't going to pay off the loan unless they got a greater discount.

. - will it influence property taxes once we move to conventional loan in 3 yrs? 

I can likely do this loan, but in all fairness, with this type of loan I suspect a community bank is going to beat me out.

Loan pay down and depreciation.

I assume you’ve got a loan that says you will be living there.

I make loans on Memphis properties for investors.

If someone has a 2.5% loan they ain’t gonna move get less house just to pay more in interest.

Quote from @Jaikevis Reams: In order to put a property under contract I need to provide proof of funds I know that I can get that from a hard money lender but I don’t meet there criteria for a loan approval what should I do?