The pain and cost of refinancing disrupts my nap schedule so I usually just reach over and pay them off when they bother me for my financials, adjust my rate, have calls, balloons, committee meetings, or rates are above 6%. 

Volunteer for a committee or run for a Board seat...get involved to make sure the Board is actually fulfilling their fiduciary duty by operating properly and meeting their responsibilities as defined in NJ law and their own By-Laws.

The Feds rate cutting committee, the FOMC, will remain data dependent, track leading indicators, and will err on the side of being late to cut, rather than early.

JP is still fighting inflation and must stay the course to avoid the entire fed committee looking like fools by yoyoing the rate up and down in such a short period of time...

Depending on your area, it may have to be removed by a specially licensed Contractor, and this can be costly.I would check with your local Building Dept before moving forward and see what they say.Also, in my experience with renovating Historical buildings, you will have to deal with an Historical Committee and that can be a real PITA.

You must learn that the rules of money have changed.On June 5, 1986 H.R.3838 (Tax Reform Act Of 1986) As Reported By The Senate Committee On Finance, was passed into law. 

@Dan Perrott The CCC has sent proposal 215 back to committee.

Link- https://www.pardeehomes.com/inland-empire/westlake/Land / City Analysis : Zoning : R-1 Single Family Residential District Geo-technical Engineer - Identified Granitic Bedrock in the surrounding AreaSewer Tap fee = $52,000Water Tap Fee = $17,500Real Estate Agent broker fee = $24,000Building Permits = $4,392Design Review Committee = N/A  ( Not Required )Pro Forma Projected profit = $76,933 (24%)Architectural Rendering Apparently, Bigger Pockets won't let me attach more than one image, So I will try to attach my Pro Forma along with my Floor plans. 

Once you get into community/local/regional banks you hit loan committees that can have different requirements.  

Especially if its small dollars.. you now take 20 people that don't know each other and you have 20 different opinions.. they form investor committees they hire lawyers ( which as it turned out just sucked whatever equity out of the deal)... so to that end the Sponsor in these deals is CRITICAL... if it goes well then no issue ... if you have to unwind  though Holy Man is that a  problem  and that is were owning the asset solely gives you the most control and least worry you only have to deal with yourself.It goes for all crowd funding and PPM type investments..