If the property is solely tenant occupied you will be looking for a Dwelling/Fire Policy (may be called a Landlord policy or similar name) or a commercial policy such as a Business Qwners or Package policy.Most homeowners or dwelling/fire policies include:1.

If they are too busy or too lazy to answer a call or send a short email, what else are they too busy for?

Loan officers with 25 years of experience typically are more experienced, and have less time per file, because they have an abundance of files.Loan officers with 25 months of experience typically are less experienced, but have more time to devote to you.I can't write my own loans, so when I'm getting a loan I prefer working with less busy people when I'm doing my own real estate investment, they're more responsive and dedicated it feels like.

To support my seller and seize a valuable opportunity, my business partner and I decided to purchase the property ourselves.

0% Business credit cards + hard money loan = 0 money out of pocket.

I've since closed down to focus on other businesses and run my own STR's. 

Be honest with them if that is what you are doing though so you don't waste their time if they are busy.

- The market is in a little bit of a lull right now (buyers market), its a great time to buy, but slower time to sell (my primary business is flipping houses) I can supplement my flipping business by providing project management services/consulting, helping investors find discounted properties, etc. etc.

Flipping is a production business.

I don't have any specifics but as someone who is into tech, accounting/finance, and a consultant to grow businesses.