Klyde,When I got my first cash out refi from my home, I was lucky to have my residential mortgage banker who I had worked with for 10 years and who refinanced that loan, put me in touch with her buddy in commercial lending.

You can find buddys other ways.

Then brokers told their Realtor buddies, and everyone made a ton of money until the house of cards came tumbling down.But you can ALWAYS follow the money back to the central banks.

My buddy is doing an emergency medicine residency at Ft Hood! 

I feel like a lot of the lessons learned you covered were mentioned in that book of his.Regardless, good luck buddy. 

They then took out the old tank, carried in the new one for me & paid their HVAC buddy to do the install to code.

Any help is much appreciated thanks buddy. 

A buddy of mine on the East Coast was looking for part-time work, so I hired him to look up property owners and call them.

My other buddy was crash fire rescue out in 29palms.

Good luck buddy!