We sometimes get incentives from our wholesale lenders based on the volume of business we do, which get passed to the borrower. 

I would do 2 to 4 at a time for each borrower..

Let's talk about the realities of 100% ARV financing and what borrowers need to know upfront.

It doesn't quite remind me of 2004-2008 since the borrowers need to have a history of paying their bills on time and provide evidence of the capacity to repay the debt, for investment properties lenders are requiring anywhere rom 10-25% down depending on the loan amount and documentation. 

I have enquired with lender about in shifting title to a single member C-Corp, but they don't allow it "Bank’s charter does not allow it to purchase or own loans where the borrower is a corporation"

The underwriting is based primarily off of the property, not the borrower. 

You are going to 3x your interest rate so more than likely your payment will go up so what you have right now is probably the most affordable and any more borrowing will just increase your payment.

The land owners front money for material costs based on a bid we provide for the structures (this is not money they need to borrow).

Hi David, Seller financing may be beneficial only if it requires less then a 15-20% down payment and the seller financing interest rate is less than what we may offer.With most seller financing I have seen allows a borrower to refinance anytime, so make sure there is no prepayment penalty within the contract.Yes, you can always refinance out of seller financing, but the property should not be upside down in value compared to the existing mortgage balance.If you'd like to talk and pick my brain, feel free to get in touch with me.Thank YouCraig

I obtained a commercial loan that was a 1 yr interest only and required 25% down which I borrowed from my step father to be repaid after closing plus a $5000 payment.