Gifting equity in a house may be more trouble than it is worth if you are not near the life-time exclusion1) Potentially having to get the property appraised everytime an equity is gifted2) Having a title company update the title every time3) Exemption of the gift tax return is normally for cash gifts below the annual gift tax exclusion, you may still need to file if you gift non-cash4) If there is partial ownership over several years, having to properly pro-rate certain items such as real estate taxes, mortgage interest and rental income if the property is a rentalBest of luck 

I’d love to hear from anyone who has done this before, how did you structure it, and what worked best for both parties?

I am reading a bunch of real estate investing books , talking to realtors & loan officers, and trying to educate myself best I can.I'm also looking to expand my network within the real estate investing community, and I believe this is a great opportunity to connect.

Looking for a house we could house hack, had an incredibly low interest rate on mortgage and house has increased in value about 42%, an estimated 180k in equity.

You can learn a lot about areas and rent rates without asking a PM so explore that first

Should I price the land 2 times above market value and offer a low interest rateORPrice the land at current market and use a very high rate?

Does anyone know of a calculator where I can plug in the additional yearly pay down along with the appreciation rate of my area? 

Would appreciate honest feedback for the best way to get and stay organized!

If you house hack a single family residence by renting out  a room or two then you would have no property tax but if you buy a duplex you might have to pro-rate the property tax.  

Option 1: The loan that the owner has is an assumable loan at a 3.875% rate and still has about $265K.