Anybody know of a more affordable company or work around?

If you can afford the charge and keep the tenant happy, that would be my recommendation.

@Stephanie MbayaLSU's high rental demand and affordable property prices make it an ideal location for house hacking.

I don't like mixing the two - it can get messy if he stops mowing due to mechanical or health issues, etc.

Lets face it, if the company could "afford" to get funding more cheaply, it would.  

This is a more affordable option but only protects against named events.Comprehensive Coverage: Often called “all-risk” coverage, this protects against most unexpected events, except exclusions like flooding or earthquakes, which usually require separate policies.

There's a lot of flipping opportunity here as well, especially for affordable homes. 

She should consider moving to something cheaper if she can't afford the rent.

Based on the wording of your post, it appears you're passionate about Affordable and Workforce Housing, would that be true?

Affordable housing is still a hot topic.