@Antoine Black  In general, yes, it goes off your personal credit. 

If you’re In a title state make proof of utility pay off a condition of closing.

They'd be much better off being a Hard Money Lender and make 5 times that (and every repair to their "investment house" is paid by them...So, if you put $10k down on a property and make $150/month net cash flow your Coc Return (annualized) is 18% which is Very Good.If you followed that and understand it then keep looking for a deal.

Stay disciplined and avoid rushing into deals without thorough due diligence.Resources for InvestorsIf you’re new to investing in distressed properties or looking to expand your portfolio, consider leveraging resources like:Local Realtors: Realtors specializing in distressed properties can assist in locating off-market deals and navigating complex transactions.Community Forums: Attend a local investor meetup or join online forums for the Phoenix market.Educational Tools: Search out webinars, workshops, or courses on investing in distressed properties.Final ThoughtsThe distressed property market in Phoenix is creating some excellent potential for the right investors willing to go the extra mile necessary to take on strategic risks associated with this category of real estate.

This could be too much to bite off as a beginner.

It will at least give you an idea if the PMs records are way off what you think they should be.

I found this one off of Investor Lift.

@Kyler Tarr first off, everything @Bruce Woodruff and @Steve K. said. 

My first property was paid off making me only $1000/month profit.

I have purchased an off-market property from an investor who now wants to sell the rest of his portfolio.