If you'd ask this question while still employed I'd say apply the $8500 toward knocking down the debt quicker but since that is not the case I would build up your reserves to about 6 months then begin applying those funds to bring down the debt. 

Let me know if you have any specific questions, and I’ll be happy to answer!

Unfortunately MF might be out of the question.

So here's my question. 

To answer the question about your DTI, if you are going to be utilizing a DSCR loan for any new investment properties, your income/DTI is not going to be factored in. 

My question to y'all good folks: Do you know of, or can you recommend, a company or brokerage that deals in property management in California that I could work for full-time and learn everything there is to know? 

Ask the right questions, pause, and truly hear what your sellers are telling you before offering solutions.Bring the Value: Educate.

.🏡 Real estate is a team sport—and the investors who understand this scale faster, learn more, and build more wealth.Discussion Questions for You:1️⃣ Have you ever walked away from a deal because you wanted 100% ownership?

I'm more than excited to give you more detailed insights if you have more questions!

I'm working with my brokerage to get myself HUD registered so that we can bid on the HUD properties but my question is to anyone who has dealt with these lender/government owned properties before; are they worth pursuing?