When the fed tried to tighten the money supply in 2005-2006 all the good folks with ARM's suffered,on top of that were the hits from storms in 2004 and 2005 causing home insurance to spike in the gulf states.On top of that increased fuel prices.The soaring price of oil was a big factor that took time to effect economic growth.It was a perfect storm.This is different,oil is down which will spur spending and allow people to improve their credit by paying down debt,it also helps with job creation.ARM's are being replaced by fixed loans and insurance rates are starting to stabilize and even drop.Banks are tighter with lending standards and irresponsible borrowing is not as easy to do.There will be a slow down because the fed is trying to wean us off the easy money sugar rush,but they can't because it will make the dollar to strong against world currencies and that will cause a slow down in the rest of the world which will feed back to the U.S.If the fed jacks up rates then we will probably be looking at another prolonged downturn.I would hope that they see that but they missed it in 2006 and they are still expecting a bubble but the liquidity is only flowing to the top 10% creating a billionaire bubble.

Thank you for the info, I saw the heat bill and it did spike during the times when the resistance heat was on.

I asked the tenant what day they tried to repair the toilet and the day after is when the water usage spiked.  

They could be asking why the sudden spike in price since last year?

Two articles of interest - one has to do with risk profile of underwater mortgages : literally underwater because of climate change impacts.https://www.reuters.com/article/us-climatechange-mortgages/citing-climate-risk-investors-bet-against-mortgage-market-idUSKBN1WE0D3Next is the survey of CFOs which shows that the level of pessimism and % of CFOs expecting an imminent recession has spiked recently.https://www.fuqua.duke.edu/duke-fuqua-insights/cfo-survey-q3-2019?

@Stephen Sloane, did the spike just show up over the Summer?

Stefan Aarnio's material originally spiked my interest in Flips .

Stefan Aarnio's material originally spiked my interest in Flips .

If that happens, it won’t spike home prices, just keep them from falling too far.

Most of the major counties in GA, Fulton being in the top, have seen a spike in the year over year foreclosure rates.