The only hang up that I have with dropping that amount on mini splits is it pushes back the timeline of the 4 unit because that chunk of money would be pulled out of that account.3.

I took down every interior wall and completely changed the Floorplan.

The garage probably doesn't have any plumbing, so this is from a roof leak.The wall probably has mold inside it.

I recently explored several top mortgage companies to hang my NMLS mortgage license with and if you have decent credit and a down payment, banks are finding ways to get you qualified.

. ;-)I kept hearing about them chasing the “low hanging fruit”.

I've met with my architect And she says  "Drawings will include beam schedules as required by The City (for opening up the walls).

You shouldn't just hang on to the properties in case you will regret it someday.

I guess my hang up is that if I’m already using loaned money as a down payment, how will the bank approve another loan on top of the HELOC.  

Their standard contract absolves them of their actions and hangs you out to dry so they can continue providing poor service to tenants and owners.

I'd look for signs of arcing around those outlets.Other things I look for are how is the foundation, cracks in the walls (assuming lath and plaster), condition of the mechanicals, depending on what the house is built on, I may get a radon test done for the air and water (near me there is a lot of ledge, so radon is an issue in most homes).