Finally, unless it is a duplex, you cannot claim losses from house hacking, period.

I just got dropped for no reason, no prior claims, no nothing.

The seller agent had claimed he had 17 calls from the day he had the sign out for sale and that he wants to move on with another contract if they have to obtain a U&O.

Some claim it is the new NAR rules (it isn’t).

You should win this one because you can generally claim stupidity until you turn 18 - that's why they call you a "minor". 

Hearing from travelers in Portland they claimed the same. 

This means their insurance policy will cover you on any claims made by the tenant.

I'm concerned about the impact that filing a claim would have on my insurance score and premiums for this property and other rentals.

This way there will no be loose ends and title transfer will be clean, you wont even have to issue a quit claim deed.

I have transacted at least 5000 properties as a flipper developer and lender and I have had one instance of this. were someone recorded a mortgage 5 minutes before my loan went on record so when I got my title policy I was in second instead of first made a claim to my title insurer and they rectified it quickly and went after the bad guy criminally.