I wouldn't call that a true "DSCR Loan" - especially considering that a ground-up construction property won't have any cash flow so DSCR would be negative or 0 numerator if you'd try to calculate it

I’m not sure if it’s still true, but that used to count as the payment date.

True story. 

Is this true?

Take a look at this ad, which is clearly targeting a keyword that a buyer would use.I know what you’re thinking: “Yeah, I only pay when someone clicks on my ad,” which is true.

(I know this may be a funny cliche but it is true).

Quote from @Corby Goade: Quote from @Patrick Goswitz: don't make the assumption that a contractor who will only provide their own materials is trying to rip you off, it might be a sign that they have pride and want to stand by their work.Well Said, I was a contractor for 13+ years and this rings true. 

Real estate can be unpredictable, so having a diversified portfolio can provide more stability.Key Lesson #4: Understand the True Costs of Ownership Another critical lesson was understanding the true costs associated with real estate ownership.

Right now I am looking at a condo that's in foreclosure and as is, the price is a little too good to be true. 2) I am in California, an anti-landlord anti-business state.

This will hold true in any lower cost inventory neighborhood, not a Philadelphia specific problem but resist the temptation particularly if you are not a local hands own operator.