They might be able to offer a business line of credit, as an example.

It all depends on your price point and what you're looking for in your next investment, but Connecticut has a lot to offer.

.* Call local property mgr's and/or ask for referrals from your relator friends/associates, and ask them for referrals - sometimes they will be nice enough to offer helpful advice, especially, if you tell them you will consider using them when you turn the house into a rental in a yearAs a 27yr appraiser and Realtor/Broker, the paint job has minimal affect on the value, unless it is so bad that I have to mark it down in quality and/or condition.

As of now Lower.com partners with Andrews Federal Credit Union to offer the 95% HELOC.

@Bryan Schmidt It sounds like you will need a construction loan to fund the improvements even if the seller were to offer you a second position mortgage for 20-30% of the purchase price.

There was no hesitation on our part... we own 37 doors (bought between 2018-2021) and managing our real estate is our full time job; but I want to offer you a corollary as to your "why does everyone wait" question... which is to say, "Maybe SOMETIMES they should be waiting..."  

Key is to offer more/"different" products than your other competition.  

It may be easier to offer the Tenant $6,000 to leave and be done with it.Unfortunately, many bad tenants have no fear of the legal system and they will continue to abuse this until you are run dry or the court finally forces them out.

Literally just completed the application and waiting on contract execution later this week so I do not have much insight to offer but the seller is aware that SBA is what we're using and understands it will be a long closing 

Happy to offer up some more insights if you're interested.