While you won’t get rich doing this it could be a good fit to have supplemental income to purchase your first few deals.

He understands the specific coverages you need. 

Here's why:  Even if the contract maintained insurance, I doubt the carrier would pick up coverage.

Rather than wasting it or leaving it in a bank account I'm interested in starting my own investment business to supplement my real estate sales.

While you're talking with bank find out if your next purchase would be based on your DTI ratio or if it would be based on the debt service coverage ratio of the prospective property.  

Even if California will not relent on adjusting emission control standards, and the more than 1,000 supplemental workers at the Stellantis Toledo Jeep plant who are expected to rise to full-time permanent status are laid off, on balance, local incomes are rising.For the vast majority of individuals, a home is the largest single investment of a lifetime.

It's damage insurance, they have various levels of coverage.

I replied in the other thread as well but you need to check what type of provisions you have on your policy to make sure you have the coverage you think you have.Was there any discussion of the condition of the roof when you purchased the home/insurance in October?

@Jay HinrichsYes and pretty expensive, $10,000 to $20,000 depending on market coverage.

A lender may also want stronger debt coverage ratios and be tougher on appraisals because they will have more work involved securing several  properties if things go south for any reason.Your loan amount is rather small for a blanket loan, you should have better luck with a small lender/bank or regional bank as many larger lenders may want a minimum loan of $500K or 1M.