HELOCs let you access equity as needed, keeping costs low unless you use the funds.Key considerations: If you plan to scale quickly, the HELOC might provide the liquidity you need for faster moves.

I would consult with your bank before making any moves if this applies. 

Like you said, I do believe you'll see more firms with "all services under one roof" moving forward. 

we have to have pre sales my bank will only give me a certain amount of spec loans but unlimited amount of pre sales. its the only way to keep velocity when you have a larger project like us ( 90 homes) We have been blessed no questions about it.. we made some critical decisions when we started that now look like genius moves :)

@David RutledgeGreat move holding onto that 3% rate while leveraging your equity for another deal!

If you have a buyer's agent, you should have already signed a buyer's representation agreement and that fee/commission is disclosed in that document so you should very well know what that charge will be.If you were the seller and going to owner finance the property, what would you want to see from the buyer that tells you that they will be able to pay the mortgage moving forward. 

My wife and I moved to main house and rent the guest house as STR What made you interested in investing in this type of deal?

Hey @Juan Antonio Villagomez, I definitely agree with the general consensus—working with a CPA who has experience in real estate is a smart move since there are nuances that can help maximize tax savings.

Planning on renting the current residence home to group home in Minnesota as we move into a new home.

I'm a first time landlord and my first tenant moves in in 2 weeks.