A key consideration here is the refinance process.

Key point is "Lowest" rate does not mean the cheapest rate

Quote from @Richard Schubert: Closed and now have the keys in my hand.

One of its key features is the ability to pull comps quickly while ensuring the data is updated as fast as possible.

Let her know she can change the locks and give you a new key (or if it is a keycode, she can change it and give you the new code). 

I see a lot of new investors buy something turn key and end up either over paying or due to the market not being able to refinance for 5 years.If you have any questions feel free to reach out or email me I enjoy helping BP members.

And what is your price point and are you looking for turn-key properties or something along the lines of a "fixer upper"?

@Reeves Bennett, Your property sounds fantastic, and the key is targeting the right buyer while showcasing its value.

The key is to understand the capital stack, who is in line in front of you and what are their terms.The people who are getting burned may have known there was debt in front of them, but did they know it was short term or variable - did they know all the details to make a good judgment on the investment.If a property had 20 year fixed debt at 70% would you take that over 3 year debt on a variable rate at 50%? 

While it’s a helpful quick filter, the bigger picture—appreciation, tax benefits, loan paydown, and compounding growth—often tells a much better story over 5-10 years.The key is balancing cash flow and long-term gains.