I have continually preached (since 2018) that cap rate compression (and interest rates) is what landed the historic 20+IRR returns, not operations, which is why so many people have been, and are still, in hot water right now with being forced to perform via strong operations.Today, we find ourselves in a much different situation.

Roseville have a everything schools, hospitals, restaurants, high tech companies like Bosch, Penumbra, HP, Amazon Hub, Mckasson, Oracle (Rocklin) with three zip codes  95747, 95678 & 95661 and Rental is HOT here.

Take this place for instance, maybe the lowest priced 5br in the super hot LoHi area.

The last one is replacing a hot water heater that was there since 2007, which was done, $3k for an electric water heater install.

You need some descent reserves to be a larger landlord, because you don't get a choice when the AC unit goes out, or the hot water heater floods the upstairs unit that then floods the downstairs unit.  

Calculations say I can add a 1bd/1bath, 400 sq. ft. cabin with hot tub for $125k all inclusive.To the loan officers, between my mother and myself, what are our options to acquire funding based off the equity of the land without having high income?

Licensable vacation rentals are obviously in high demand and offers can become quite competitive, I don't have any formal statistics but I'd say a quality active or eligible vacation rental sells at least twice as fast as a non STR property, the majority within days..My best advice to investors shopping for a hot or high demand asset class is:- Prepare & Practice: Get your ducks (GO UO!) 

This area is hot due to it being close to downtown.  2.

I think this is going to be a hot topic for many given that the big driving factor is the low rate we have on the old house (2.7%) compared to our new house (7.1%).

Hot homes can sell even faster, in around 15-24 days.The price per square foot averages around $640.Example recent sales include:$1,140,000 for a 4 bed, 3 bath, 2,228 sqft home on Oxnard St$1,300,000 for a 3 bed, 2 bath, 1,936 sqft home on Hatteras St$1,612,500 for a 3 bed, 2 bath, 2,161 sqft home on Oakdale Ave