Some hard money lenders lend at pretty high LTVs, leaving little equity buffer to protect your principal.

Taxes are high in TX with real estate, so put more money down to create some cash flow.

Is refinancing not an option in your mind because of the high pre-payment penalty?

The 'buy in' costs are high, no doubt.

Seems like everyone wants to wholesale here - The competition is really high - I dont really wholesale unless it makes sense for everyone but my advice would be to try and hit the lists that arent already super flooded ( pre foreclosure, vacant, etc.) 

As with PCS their tax company is highly unresponsive, I filed over a month ago with no response, until I reached out for an update and they then requested more info from me.

I use eggshell on the walls, flat only on ceilings and high gloss on trim and windows.

Investment Criteria:• “Core” strategy – High-quality properties with minimal renovations or maintenance issues• Stable tenants & cash flow – Long-term leases, steady occupancy• Commercial preference (?)

If you get in with a locked in company that's in it for the long haul, your success and being taken care of are gonna be pretty high. 

By highlighting properties in high-demand areas like San Ysidro that are ripe for SB-9 developments, you'll attract savvy buyers and investors who are eager for strong returns.