Every state, city, etc. has their own unique set of challenges that must be dealt with, which can create big fluctuations in the costs to build.

When he had contacted them the said the rates can fluctuate between 5.5% to 9.9% depending on his job, income, assets and debts.

I've seen such a wide fluctuation in land prices, but I would think that this would be on the lower end of the spectrum.

Some short term fluctuations are also found in the data including the 4 major housing price cycles.A more comprehensive report has been published in Builder On Line Newsletter.

SFR appreciation depends on local supply/demand fluctuation but you have no control over it except for buying that SFR in disrepair and fixing up the the neighborhood standard.

Break it down by trade and it can fluctuate immensely by the sub, their skill level and the relationship in regards to labor and material discounts.Depending on the local gov and permit regs a seemingly easy job can get way off course with timelines, inspections, new laws, codes , materials, designing the layout fit functionaly within the foundation footprint ,etc.Your basiclally selling a construction project and not rental propery requiring rehab.

By getting fixed quotes effectively you eliminate the risk of having fluctuating costs.Would you say it’s more important to be very detailed and organized in your note taking when evaluating a property to present to a contractor for quotes or is having hands-on experience in rehabbing/construction more important?

Texas is a great place to invest, we have tons of inventory, and a fairly stable, i.e. predictable, market and tend to weather the national fluctuations better than most states. 

I would commend my husband for still being around after all those crazy fluctuations in hormones!

There is no comparison after that.2 - You are assuming with the stock returns compounding, but you are also basing it on a number that fluctuates over time.3 - Here's the biggy, as if the first two weren't big enough.