But if you can finance a home in an appreciating area make it breakeven and at some point (as always) either rents/nightly rates will increase, interest rates will go down, or both. 

., the appraisal for 5+ is at least $2k-$3k) and the financing structure by lenders because Fannie/Freddie don't generally buy loans for commercial properties.So, for you personally, the biggest driver for the type of your next property is probably going to be the amount of a down payment/equity you can put in the property.

The bank will make you leave 25% equity in the property - but you also still want the property to at least cash flow some - so be careful how much equity you pull out / new debt you take on.I would do a cost benefit analysis of what your actual gain is in cash-flow on buying a new property with a (currently) higher interest rate (if financing), versus just holding on to the current appreciated property and enjoying that cash flow.All the best!

doing a bad deal just to have done a deal will set your finances and your relationship back.

Short term, leaving financing in place during rehab prior to resale — great strategy with limited risk to either party. 

Let me know if I can provide any additional tips or resources to help.Best regards,Sadler Surratt 

I need help financing this deal.

Lau, generally if you are financing with a commercial lender- we lend for business purpose only and a rental property would fall under that category.

Some ideas I've considered:Equity Buyout: Having another investor or my partner buy out my 40% equity.Seller Financing: Selling my equity and offering seller financing to the buyer.Selling the Property: Liquidating the property entirely and splitting the proceeds.Does anyone have experience with situations like this?

I want to ensure I’m doing this the right way while keeping my finances organized and compliant with any regulations.