It’s a popular way for new investors to dip their toes into real estate because it allows you to generate rental income while reducing or even eliminating your monthly mortgage payment.While house hacking can be done with single-family homes (by renting out rooms), multifamily properties, such as duplexes, triplexes, and fourplexes, take the concept to the next level.

Hiring a property manager under Option B lightens the burden but eliminates cash flow if you leverage the property with a DSCR loan.

But ultimately all tenants leave, all debt comes due, and you're going to need to backfill it, so who is that, what pool of tenants could you consider?

Donate the Property: Donating the property to a qualified charitable organization can provide you with a charitable deduction equal to the property’s fair market value and eliminate capital gains taxes.Implementing these strategies requires careful planning and consideration of your specific financial situation.

I've seen some Smokies owners that cashflow well even with high-leverage debt.

I have no problem handling the debt with my overall income, but the bank is putting pressure on me to do something now. 

If you are working with a reputable company, then you buy the property, hold the property and look up 7-10 years down the road and have a home that has increased in value and a debt that has been reduced by your renter.   

Any amount that you are negative carries over and affect your overall Debt to income ratio.

Returns look good on paper but the kind of tenants those homes will attract will eliminate your cash flow.Invest carefully.

Yep - your lender will be using an undisclosed debt notification service until after the loan closes.