@Melissa WardMy experience tells me that the most effective PPC campaigns start with keyword selection - and by extension, keyword elimination.  

You may not ever be fully successful in eliminating their noise inside wall cavities.

This would effectively eliminate or reduce your mortgage payment. 

And my second option would be VA over FHA because I could eliminate pmi and put less down.

My plan is to refinance when a year has passed to pull out the money and eliminate PMI.

This has eliminated all issues that I have had on the appliances as they become completely responsible for the issues and maintenance. 

I see they eliminated one of my words - it rhymes with "pass". 

My suggestion for the owner to keep 25% of the equity was an effort to eliminate the need for a down payment.

Generally speaking, if you borrow 100K (70k for the purchase 30k for repairs/upgrades) what will happen is this: To close they will require proof of 1yr homeowners insurance to be paid, eliminating the need to escrow it because HML are short term solutions they will probably require it to be paid back within a year.

hey Matthew - very good point. my Wife and i have been living in our current home for about 7 years. we have a decent amount of equity. we are looking at a new home as an upgrade and i have been tinkering with the idea of renting our current home out instead of selling it so we can build even more equity.the rental estimate versus what we pay per month would be tight; we wouldn't profit much. this is a concern.secondly, renting the current home eliminates any profit for a down payment for the new home. however, i do realize the direction you are recommending; "park" the "100k" in the new home and keep the current home as a rental property?