.:  10% return relatively risk free due to less interest payment and more principle paydown without significantly effecting the leverage ratio.   

Then you have someone who understands the investors goals well and the technical experts really working together effectively. 

I am thinking to remove package unit and instead of that put split unit.

It’s especially effective in eastern PA, where competition and inventory can be tough.If you’ve got $80K, I’d suggest capping your initial spend at $60-65K.

If it would be more beneficial to have a structure, what are some cost-effective solutions?

In working on construction loan financing, the lender informed me I'll need to unencumber that portion of the property (makes sense) before closing on the construction loan.I understand there to be two methods generally speaking: refinancing my mortgage and removing that portion of the property in the process OR attaining a partial release from the lender to remove that land.I *strongly* want to avoid refinancing as I have an amazing rate, but partial releases seem complex and also require a survey.

Hey All our next REI meetup will be on December 1st in Pocono Lake, DM for more info (previous email with link was removed by moderator) 

I wish I could find someone local that I could sit down with, like the old days, and pick their brain on how to effectively edit and upload videos to YouTube.

I agree with Carl, you should remove this post and work with your attorney to obtain legal advice.

Hi Adam, we do everything in-house from the permitting & architectural to the construction itself, so that removes a few variables.