However, if it’s not necessary for liability protection, you might avoid the headache altogether and just beef up your umbrella insurance policy.What’s your take on this now?

They give you 20-30 days to prove they are gone or cancel your insurance.

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

And be sure your insurance costs won't be insane.Finally, if you're near Asheville at times we have two BP meetups per month here.

This is a recent decision where a title insurer denied coverage to an insured owner who had been named in a suit to rescind the deed into the insured. 

This is public info and usually it will change based on seller being there a long time or something like an elderly tax rate.What are insurance costs like (we've got a lot of local variability around fire insurance for ex.)?

Having trouble getting any quotes for a low value SFR (<100k), any leads appreciated

The biggest advantage of using someone local to where you're buying is that they will understand taxes, insurance, and similar items very well when it comes to DTI/DSCR calculations and payment quotes, and they will likely have a local network of service providers for ancillary services (survey, inspections, etc).

FHA rates are actually lower than conventional right now even though there is a monthly mortgage insurance it’s not much in most cases.

I agree with others about insurance.