In contrast to solid-colored tiles, you’ll attain perfect continuity while differentiating the walls from the floor, and these differing textures will create a fabulous feast for the eyes.Play with ShapeYou’re not stuck with square and rectangular tiles for the bathroom or kitchen.

This is in contrast to probably the second cheapest alternative as far as upfront costs are concerned, which is an FHA loan which requires a 3.5% down payment, and will also incur an additional monthly fee called Private Mortgage Insurance or PMI since your loan is riskier than a normal homebuyer who posts a 20% downpayment. 

Contrasting with metal roof. 

By contrast if the $100k property appraises for $100k but the underwriter wants 10% down due to property condition, you come in with another 5% (I can't speak for all lenders and underwriters, but again I have never seen that happen, however if this will make the lawyer feel like they are looking out for their law client, great go for it let them have the feely feels with a meaningless contract provision that might as well read "if the sun-god Ra descends upon the back yard and demands you do a backflip, you will do a backflip").

In contrast, a local appraisal firm is typically limited to covering a smaller geographic area like a metropolitan area or several “grouped” counties.

We do qualify as a "snowy region" ... we've been ploughing for a few weeks already.Similar to comments mentioned above, we plough the drives (and have walks shovelled) at multi-unit properties.In contrast to above comments, we also plough the drives at our smaller properties (SFHS, duplexes, triplexes), but leave it to the tenants to shovel stairs, decks and walkways (the responsibility is written into the lease).  

Plus about $3100 UFMIP rolled into your loan balance, that you don't get back (by contrast, additional down payment is money you can get back when you sell or refinance).The conventional mortgage insurance @ 95% LTV looks like it's about 0.64%.

Contrast: my agent knows I look for homes within 3 miles of the university, all-in at less than 150 and 75% ARV, within city limits.

In contrast, we can find 5 good applicants easily out of 10 applicants, which means the vacancy time is much shorter, and make us more profit. 

It will be very difficult for any of us to contrast that here and make you understand as it is very complex, as you might have figured.