In fact, I’d like to turn the primary into a rental and then house hack in a multi-unit.

Stop reading if you want.2) I couldn’t guess what “There is a 6 months of grace period before interest payment begins” means.3) They call their $3555 charge a “Loan Fee,” stated a few lines up as 2%. 2% of $235,000 (loan amount) is $4470.4) Do you seriously believe the loan fee, “… IS 100% REFUNDABLE IF THERE IS ANY DEFAULT FROM THEPART OF THE LENDER OR IF THE BORROWER CHOOSES TO TERMINATE THE LOAN.”5) It’s okay to pay an appraiser directly.

So who knows what the localities will and won’t be able to choose on their own later on.  

Why do large investment companies solicit small $50k -100k investments for multi million $ investments from people they find on Facebook?

Investment Info:Small multi-family (2-4 units) buy & hold investment.

It's hard to make the numbers work on a DSCR loan these days although we do have clients who do it - especially in the multi-family space.

Either would be a great option; I'd probably choose Roseville because it's more established, but the City of Elk Grove deserves a lot of credit for its impactful growth programs, so it wouldn't be a bad option. 

I plan to purchase another Multi-family in the next year or so (sooner if the right one comes along).

You find the numbers, and strategies that work in any specific market you choose, then wait until a property pops up that meats that criteria, and jump on it."

Multi-state: $99/mo.Evictions would be handled at a 25% discounted attorney fee rate.