Some nicks and dings certainly fall under normal or expected wear and tear, I would think in a neighborhood where it could be assumed that you might rent to a Christian tenant, that it would be reasonable to assume they might celebrate Christmas in a customary fashion and decorate the outside of the home for the season, where the wind blows and ice may form.

Tim, I'm 100% with you on Alabama (or Indiana, or Pennsylvania etc) if you're looking for good, affordable cash flowing property, those are the places to look into and if you remember the never-ending debate of appreciation vs. cash flow, I always leaned in the direction of cash flow. but to be honest, the best is to strike a balance and I think Rich would agree, that if you can combine both (Middle class 3/2 in desirable area with good school and plenty of employment), it is the way to go.Rich, I agree with the fundamental rule (Which is by the way Warren Buffet's rule of the stock market as well) When everybody tries to get out - get in and vise versa.Yes, California is capricious when it come to real estate (and celebrities) but the fundamentals always come back.

I'm celebrating the close of apts.

Would you celebrate if instead of accruing a $1000/mo in interest fees you only accrued $900/mo in interest fees.

Celebrating, because I finally closed on my 154 unit apt purchase this morning.

Yeah I might have missed your intentions but in retrospect it was a good question to bring up as the faith alone vs faith + works controversy is such a heated debate amongst Christians of all faiths and new people curious about it want answers to that question.

Its highly controversial.

That was my celebration.

"The ultimate measure of a man is not where he stands in moments of comfort and convenience, but where he standsat times of challenge and controversy."

For example, we always have a celebration after we sell one of our properties.